Million Dollar SpaghettiSort of like Lasagna but BETTER! A perfect combination of pasta, meat, and cheeses mixture. Unbelievably good! Serve with garlic bread and a salad. Enjoy!Ingredients1 (16
Foreclosed Owners Can Now Buy A Home Again Sooner
FHA Back to Work ProgramThe Federal Housing Administration’s Back to Work – Extenuating Circumstances mortgage loan program shortens the waiting period to buy a home to as little as one year after you’ve had a bankruptcy, foreclosure, deed in lieu of foreclosure, or short sale. You do need to know the rules and guidelines in order to qualify.
About the ProgramUnder the new federal program called “Back to Work – Extenuating Circumstances”, if you have had a foreclosure, short sale, deed-in-lieu of foreclosure, or have declared bankruptcy you may qualify for a new home loan if you are back to work and can document the extenuating circumstances. Springboard is here to help you complete the program qualifications.
Do You Qualify?FHA will consider you for eligibility if you had a financial hardship in the past but can now document the follow circumstances about yourself:
- You meet FHA loan requirements
- You can document the mortgage or credit problems resulted from a financial hardship
- You have re-established a responsible credit history
- You have completed HUD-approved housing counseling
How to Get StartedTo start an application with a FHA-lender you must first take a “Pre-Purchase Counseling” course with a HUD approved housing counseling agency 30 days before you start the application. A certified counselor will assess your debt, ability to afford the mortgage, features of the mortgage, explain mortgage insurance and the loan application process. Springboard is a HUD-approved housing counseling agency, and can help you make sure you have done everything you need to do to access the “Back to Work–Extenuating Circumstances” program. You will need to complete your counseling at least 30 days before you apply for a new FHA mortgage. Your certificate is valid for 6 months.
Springboard’s Priority Pre-purchase Counseling℠Springboard offers the HUD-approved housing counseling that is required for your FHA loan application. If the recession caused a loss of income that led you to lose your home or declare bankruptcy, you can call Springboard for Priority Pre-purchase Counseling and ask about the “Back to Work” program.
Start Now by Calling:(888) 845-9057
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