Million Dollar SpaghettiSort of like Lasagna but BETTER! A perfect combination of pasta, meat, and cheeses mixture. Unbelievably good! Serve with garlic bread and a salad. Enjoy!Ingredients1 (16
Renters May Have A Better Shot At Buying A Home Due To Credit Score Changes
Experian published an analysis of almost 20,000 people in government-subsidized housing who pay their monthly rent on time. The survey found that before adding their rental history, 11% of the same had no credit file at all, which makes it extremely hard to obtain a loan. However, once the rental history was included, 59% of that group had prime credit scores, and another 38% had “nonprime” scores, while only 3% were considered subprime.
Mortgage lenders have indicated that they may start considering rental payment history in credit scores. Currently, monthly payments over time to landlords are not included in credit-bureau files.
Two of the national credit reporting bureaus - Experian and TransUnion - have begun incorporating verified rental-payment data into credit files where it can be included in the computation of consumers’ scores when they apply for a mortgage.
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